EBRD net profit drops 23.5 percent in 2025 despite strong investment growth

Banking assets totalled €47bln at the end of 2025, a 6 per cent increase compared with the previous year

LONDON, May 12, 2026 — The European Bank for Reconstruction and Development [ EBRD ] recorded a strong financial year in 2025, posting a net profit of €1.3 billion, down 23.5 percent from €1.7bln in 2024.

In a year characterised by sustained investment in Ukraine and the launch of operations in Sub-Saharan Africa and Iraq, the Bank further strengthened its financial position while delivering on strategic priorities across the economies where it invests.

Banking assets totalled €47bln at the end of 2025, a 6 per cent increase compared with the previous year.

Banking revenue remained resilient at €2.7bln, accounting for 70 per cent of total revenue. The banking portfolio generated a net profit of €0.6 billion, partly offset by impairment losses, with an expected credit loss charge of €0.14bln, compared with an expected credit loss release of €0.11bln in 2024.

Non-performing loans accounted for 8.4 percent of loan operating assets at the end of 2025, largely reflecting continued geopolitical tensions. Excluding Ukraine-related exposures, the non-performing loan ratio remained broadly stable at 3.1 per cent, unchanged from 2024.

Treasury assets totalled €39.5bln at the end of 2025, representing an 11 per cent increase compared with 2024. Treasury activities also performed strongly, contributing €0.2bln to net profit, broadly in line with 2024.

Shareholders demonstrated continued confidence in the Bank in 2025, with a subscription rate of nearly 95 percent for the EBRD’s €4bln general capital increase, approved by the Bank’s Board of Governors in 2023.

The Bank said its strong financial performance would enable it to continue reinvesting in projects and clients across its markets, advancing strategic priorities while supporting sustained growth and resilience.

The EBRD continues to hold triple-A ratings with a stable outlook from S&P Global Ratings, Moody’s and Fitch Ratings.

The EBRD is owned by 77 countries, as well as the European Union and the European Investment Bank. Since its establishment in 1991, the Bank has invested more than €220bln across economies on three continents.

https://thecooperator.news/ebrd-launches-inaugural-e1-billion-securitisation-transaction/

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