CAIRO, Egypt, April 15, 2026 – The African Export-Import Bank [ Afreximbank ] and its subsidiaries have announced strong financial results for the year ended December 31, 2025, underscoring sustained resilience, growing market confidence and effective strategic execution.
Total assets and contingencies rose by 21 percent to US$ 48.5bln, up from US$ 40.1bln as at December 31, 2024, reflecting the Bank’s consistent growth trajectory.
Net loans and advances for the Group closed the year at US$ 33.5bln compared to US$ 29.0bln] in the previous year, representing a 16 percent increase, driven by continued disbursements across Africa and the Caribbean through a range of product offerings.
The lender financed strategic priority areas including manufacturing, infrastructure, food security and climate adaptation.
The Group’s non-performing loan [NPL] ratio remained stable at 2.43 percent, up from 2.33 percent recorded in FY 2024, highlighting continued strong asset quality.
Liquidity remained robust, with cash and cash equivalents rising to US$ 6.0bln, up from US$ 4.6bln banked in the previous year. Liquid assets accounted for 14 percent of total assets, above the Bank’s strategic minimum threshold of 10 percent.
Shareholders’ funds grew by 17 percent to US$ 8.4bln as at December 31, 2025, supported by net income of US$ 1.2bln and new equity inflows of US$ 299.4 million raised under the General Capital Increase II.
Gross income increased by 6.06 percent to US$ 3.5bln in FY’2025, up from US$ 3.3bln recorded in FY 2024.
Operating expenses rose to US$ 459.2mln from US$ 367.7mln spent in FY 2024, reflecting strategic staff expansion and inflationary pressures. However, the Group maintained strong cost discipline, recording a cost-to-income ratio of 21 percent compared to18 percent in FY 2024, well below the strategic ceiling of 30 percent.
Despite concerns raised by some rating agencies during the year, the Bank successfully accessed international bond markets, raising over US$ 800 million from Japan and China through Samurai and Panda bonds in 2025. This demonstrated the Group’s strong fundraising capacity and reaffirmed its position as a pan-African multilateral financial institution committed to advancing Africa’s sustainable self-reliance.
Net income increased by 19 percent to US$ 1.2bln in 2025, up from US$ 973.5mln in the previous year, supported by the expanded delivery of tailored financial and advisory solutions aimed at boosting trade, industrialisation and economic independence.
Denys Denya, Afreximbank’s Senior Executive Vice President, said: “Despite continuing global geopolitical challenges and disruptions caused by some rating actions, the Group delivered excellent financial performance in 2025, a fitting tribute to a decade of consequential leadership under Prof. Oramah, with total assets and contingencies reaching US$ 49bln. Pleasingly, the Group is well ahead of most of its targets under its Sixth Strategic Plan, which runs until December 31, 2026.”
He added that with subsidiaries such as FEDA and AfrexInsure now becoming profitable, net income rose by 19 percent to US$ 1.2bln, supported by a strong capital base of US$ 8.4bln.
“The Group’s balance sheet is at its strongest level ever, with liquidity and capitalisation well above target and asset quality remaining sound. These results are a testament to the unwavering execution by the Group’s hardworking human capital,” he said. “We entered the 2026 financial year with significant momentum, ready to scale impact, accelerate trade integration and value addition across Global Africa, and deliver greater value to our shareholders.”
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